A paramedical practitioner is a licensed health professional whose services may be covered under the extended health benefits portion of your insurance plan. Common paramedical practitioners include massage therapists, physiotherapists, chiropractors, psychologists, naturopathic doctors, acupuncturists, osteopaths, podiatrists, speech therapists, and dietitians. Provincial health plans generally do not cover paramedical services in private practice, making this one of the most used benefits in private health insurance. Coverage for paramedical services is typically subject to annual maximums per practitioner type and reasonable-and-customary fee limits. Most plans require practitioners to be licensed or registered in their province. Some plans also require a physician referral before you can claim.