Our Research — What the Data Says

Findings

• What Is the Cheapest Health Insurance in Canada? Real Rates in Five Provinces, Ages 20–80 (2026) — With every optional filter off, we asked our comparison engine for the single cheapest private health plan a general applicant can buy in five provinces at ages 20–80. Provincial Blue Cross and GreenShield plans lead — no single carrier is cheapest everywhere. Expect about $30–$64 a month, and it rises only gently with age.
• Which Health Insurance Covers Massage, Physio and Chiro Best in Canada? Real Per-Specialty Rates (2026) — If paramedical care is why you want a health plan, two features decide whether it actually pays: a separate annual pool for each specialty, and no per-visit dollar cap. We pulled live rates for the cheapest plans with both, in five provinces at ages 20–80.
• The Cheapest Plans With at Least $1,000 in Dental Coverage (2026 Rates) — We asked our comparison engine for the cheapest plan with at least $1,000 a year of dental in five provinces at ages 20–80 — whole market and guaranteed-acceptance-only, with the dental priced in. The cheapest way in is $47.21/month, but year-one maximums and waiting periods decide what you actually collect.
• Can You Get Health Insurance With No Medical Questions in Canada? Yes — Here’s Exactly What It Costs (2026) — What is the least you can pay for private health coverage that cannot turn you down? We pulled live rates in five provinces at ages 20–80 with the guaranteed-approval filter on and every optional filter off. The answer: $33–$64 a month in most of Canada — with one big fine-print exception.
• Guaranteed Drug Coverage After Losing Work Benefits (2026) — Losing your workplace benefits? We pulled live rates for the cheapest guaranteed-approval health plans in Saskatchewan, BC, Alberta, Manitoba, and Ontario — at every drug-coverage level from basic to $5,000 a year. No health questions, no medical underwriting, real prices.
• Can You Get Guaranteed Drug Coverage Without a Group Plan? Every Province, Every Age, Priced (2026) — No workplace benefits, no conversion window, a health history that underwriting won’t love — what drug coverage can you still get, guaranteed? Our completed 2026 study now covers every province and territory we serve, ages 18–90, at three drug-coverage levels. Every plan here accepts everyone, anytime.
• How Much Does Health Insurance Cost in Canada? 40,000 Real Prices Across Every Province and Age (2026) — We swept our comparison engine across all 12 provinces and territories we serve, at every age from 18 to 90 — over 40,000 price points, refreshed for GMS MyHealth (which now bundles a required dental tier). The floor of the market is $29.76 a month; a complete plan with drugs, dental, and paramedical starts at $45.55; and the country splits sharply at age 70.
• Can a 75- or 85-Year-Old Still Buy Health Insurance in Canada? The Full Senior Market, Priced (2026) — Can a 75-year-old — or a 90-year-old — still buy health and dental insurance in Canada? Yes, everywhere. We computed the full senior market in all 12 provinces and territories: what disappears at 70, what it costs, the guaranteed options, and the one birthday that can cost you $1,300 a year.
• At What Ages Does Health Insurance Get More Expensive? Every Canadian Carrier’s Age Bands (2026) — Private health insurance doesn’t get more expensive every year — it steps up at fixed "age band" boundaries that differ by carrier. We mapped every plan’s bands from carrier rate tables: which birthdays raise your premium, which plans never reprice with age at all, and whose birthday actually counts on a couple’s policy.