Green Shield Canada is Canada's only national, not-for-profit health and dental benefits carrier, with roots dating back to 1957. Their individual Health Assist ZONE plans offer eight bundled coverage levels — four guaranteed-issue tiers (ZONE 1, 2, 3, and Fundamental) for applicants who don't want to answer medical questions, and four medically-underwritten tiers (ZONE 4, 5, 6, 7) for healthy applicants seeking broader coverage and higher annual maximums. Drug coverage runs from $0/yr (no drug benefit) on ZONE 1-3 up to $20,000/yr on ZONE 7. Every tier includes MindBeacon online cognitive behavioural therapy at no extra charge, plus optional Hospital Accommodation as an add-on rider.